01 - In a medium saucepan, combine rolled oats, milk, water, maple syrup (or honey), and salt.
02 - Stir in the chai spice blend, including cinnamon, ginger, cardamom, cloves, nutmeg, and black pepper.
03 - Bring the mixture to a gentle boil over medium heat, stirring occasionally. Reduce heat and simmer, stirring frequently, until the oats are creamy and tender, approximately 8 to 10 minutes.
04 - Taste and adjust sweetness or spiciness to your preference. Divide the cooked oatmeal equally between two serving bowls. Garnish with desired optional toppings such as chopped nuts, dried fruit, shredded coconut, and an extra dusting of cinnamon. Serve warm.